Rates

Rates

Loans | Savings | Certificates

Loans	Rate	APR*	Term
24 Month Vehicle Loans As Low As	5.000	5.000	24	Calculator
36 Month Vehicle Loans As Low As	5.000	5.000	36	Calculator
48 Month Vehicle Loans As Low As	5.000	5.000	48	Calculator
60 Month Vehicle Loans As Low As	5.000	5.000	60	Calculator
72 Month Vehicle Loans As Low As	6.000	6.000	72	Calculator
Recreational Vehicles As Low As	7.000	7.000	24	Calculator
Recreational Vehicles As Low As	7.250	7.250	36	Calculator
Recreational Vehicles As Low As	7.500	7.500	48	Calculator
Recreational Vehicles As Low As	7.750	7.750	60	Calculator
Share Pledge Loans (2% above savings rate) As Low As	2.500	2.500	60	Calculator
Signature Loan (Closed End) $500.00 to $2500.00 As Low As	12.000	12.000	24	Calculator
Signature Loan (Closed End) $2501.00 to $5000.00 As Low As	13.000	13.000	60	Calculator
Home Improvement Loan Up to $7500.00	9.000	9.000	84	Calculator
Line of Credit (Open End) $500.00 to $5000.00	13.000	13.000	n/a	Calculator
Visa (Open End) $500.00 TO $5000.00	13.000	13.000	n/a	Calculator

*APR = Annual Percentage Rate. Rates may be subject to change.

The rate and APR represent the base rate. All Vehicle, Recreational and Closed End Signature Loans will be adjusted according to applicants credit score.

Maximum Terms for New & Used Vehicles:
2009 - 2010 Up to 72 Months
2004 - 2008 Up to 60 Months
2001 - 2003 Up to 54 Months
1997 - 2000 Up to 48 Months
1996 & Older Up to 36 Months

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Savings	Dividend Rate	APY*	Term
Regular Shares ($150.00 - Over)	0.150	0.150	n/a
Christmas Club	0.150	0.150	n/a
Special Shares	0.150	0.150	n/a

*APY = Annual Percentage Yield

Rates may be subject to change.

Dividends Compounded: Quarterly.
Dividends Credited: Quarterly.
Dividend Period: Calendar Quarter.

Minimum Balance to earn dividends is $150.00
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Certificates	Dividend Rate	APY*	Term



12 Month Share Certificate ($1,000 Minimum)	0.65	0.65	12
24 Month Share Certificate ($1,000 Minimum)	0.95	0.95	24
36 Month Share Certificate ($1,000 Minimum)	1.20	1.21	36
48 Month Share Certificate ($1,000 Minimum)	1.70	1.71	48
60 Month Share Certificate ($1,000 Minimum)	2.00	2.02	60

*APY = Annual Percentage Yield

Rates may be subject to change.

Dividends Compounded: Quarterly.
Dividends Credited: Quarterly.
Dividend Period: Calendar Quarter.

Additional Deposits: Not Allowed.
Withdrawals: Allowed Dividends Only.
Renewable: Automatic.

Early Withdrawal Penalty: If you withdraw any of the principal before the
maturity.
Amount of Penalty: 30 days dividends. If the account has not earned
enough dividends or if the dividend has already been
paid, the penalty will be deducted from the principal.

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