As a member of Greater Wayne Community Federal Credit Union, you have access to affordable financial products including diverse savings and investment programs, low cost loans, affordable checking and convenient access to your funds with ATM, Debit and Visa cards.

To learn more about our financial products simply scroll down the page.


REGULAR (SHARE) SAVINGS ACCOUNTS

Our regular Share (savings) account is the basic savings account you open to begin your membership in the credit union. The minimum balance required is $5.00. This $5.00 must remain in your account at all times in order to continue your membership. Our savings accounts are federally insured by NCUA to $100,000.00.


SHARE DRAFT (CHECKING) ACCOUNTS

PCA’s Share Draft (checking) account is an attractive alternative to a regular savings account.


LOANS

We offer competetive rates on our various loans. We offer the following loan types:
· New and Used Auto Loans
· Recreational Vehicle Loans
· Signature Loans
· Lines of Credit Loans
Please see out rates page for our current rates. Please visit our Loan Applications page to print out a Loan Application today! The Loan Application is under our Online Services.


CDs (TERM SHARE CERTIFICATES)

Members interested in an investment account can take advantage of a variety of competitive-yield certificates. Generally, a PCA certificate always earns you more than a regular savings account, because you deposit a specified amount for an established period of time. Interest earned is paid monthly.

PCA Certificates can be tailored to fit your financial needs, with terms as short as 30 days or up to 3 years to lock in high earnings. The dividend rates are usually higher than bank or S&L CDs and our minimum deposit is only $1,000.00.

Investing in certificates is a safe, simple way to earn a competitive rate on your money.

· Invest short-term for maximum liquidity, or long-term for the highest possible rate of return.
· Certificate maturities vary from 3 months to 3 years.
· Minimum deposit of $1,000.00 is required.
· Substantial penalty for early withdrawal.
· Interest is compounded and credited monthly.